Looking for a mortgage broker in Eltham? Gillard Mortgage Solutions provides personalised home loan advice for first-home buyers, homeowners and property investors throughout Eltham and Melbourne’s north-east, with access to a wide range of lenders across Australia.
Based in Eltham North, Gillard Mortgage Solutions helps borrowers throughout Eltham and Melbourne’s north-east make confident lending decisions. Whether you’re purchasing your first home, upgrading, refinancing an existing loan or building an investment property portfolio, the focus is on finding a loan structure that suits both your current position and longer-term goals.
Rather than being limited to one bank, you can compare options across a wide range of lenders, with guidance through borrowing capacity, pre-approval, loan structure, application and settlement. I also assist with more complex lending scenarios, including company and trust borrowing.
• First Home Buyer Loans
Guidance on borrowing capacity, deposits, government schemes and pre-approval.
• Refinancing
Reviewing your current loan and comparing alternative lender options.
• Investment Property Loans
Loan structures designed around cash flow, equity and future borrowing plans.
• Complex Lending
Support with company, trust and more complex property lending scenarios.
Whether you’re buying your first home, refinancing, investing or looking at a more complex lending structure, I can help compare loan options and structure your finance around your goals.
Guidance through borrowing capacity, deposits, available government schemes, pre-approval and the loan process from application through to settlement.
Review your existing home loan, compare options across a range of lenders and see whether there’s an opportunity to improve your rate or loan structure.
Finance for your first investment property or growing portfolio, with consideration given to equity, cash flow, loan structure and future borrowing capacity.
Support for more complex lending scenarios, including company and trust borrowing, multiple-property portfolios and non-standard income situations.
Getting a home loan isn’t just about finding the lowest advertised rate. The right lender and loan structure can depend on your income, deposit, existing debts, future plans and the type of property you’re purchasing.
Working with a mortgage broker gives you the ability to compare options across a range of lenders rather than approaching one bank at a time. I can help you understand your borrowing capacity, compare suitable options, structure your lending and manage the application process through to settlement.
Compare suitable loan options across a wide range of lenders rather than being limited to the products of a single bank.
Your loan structure can be considered alongside your current position, property goals and future borrowing plans.
From borrowing capacity and pre-approval through to application and settlement, you’ll have support throughout the process.
Gillard Mortgage Solutions is based in Eltham North and works with first-home buyers, homeowners and property investors throughout Eltham and surrounding suburbs including Greensborough, Montmorency, Diamond Creek, Research, Lower Plenty and Melbourne’s north-east.
Whether you’re buying locally or purchasing elsewhere in Australia, I can help you understand your borrowing capacity, compare suitable lender options, structure your loan and manage the process from pre-approval through to settlement.
Based in Eltham North • Helping clients Australia-wide
Helping home buyers, homeowners and property investors with clear, personalised mortgage advice.
★★★★★
“Braedyn went above and beyond in every way. For my partner and I, as first home buyers, the process was made very swift from start to finish. We had a unique seller situation which Braedyn (Gilly) was able to navigate us through always with answers, enthusiasm and sometimes out of normal hours.”
— Jack Baker
★★★★★
“Braedyn made the entire loan application process so simple and straightforward. As a first-home buyer, I had plenty of questions, but he took the time to explain every step clearly. Highly recommended!”
— Matthew Carty
★★★★★
“Braedyn is a gun. He’s sharp, proactive and took the time to understand my intentions. He simplified the entire process for me and was always available to answer questions. Whether you’re looking for your first property or wanting to grow your portfolio with someone you can trust, Braedyn is the person to speak with. Looking forward to the next one.”
— Bradman Laird
Have questions about home loans, refinancing or working with a mortgage broker in Eltham? Here are some of the common questions I help clients with.
At Gillard Mortgage Solutions, I don’t charge clients a mortgage broking fee for standard residential home loans. Mortgage brokers are generally paid a commission by the lender when a loan settles. I’ll explain any applicable fees and charges before you proceed.
Absolutely. I can help you understand your borrowing capacity, deposit requirements, potential government schemes and suitable lender options. I can also arrange pre-approval and guide you through the process from your initial enquiry through to settlement.
Yes. I can review your current interest rate, repayments and loan features, then compare suitable options across a range of lenders. I’ll also consider switching costs and whether refinancing is likely to leave you in a better financial position.
Yes. I work with property investors on loan structures, equity releases and finance for additional investment properties. I can also assist with lending involving companies and trusts, subject to lender policy and your individual circumstances.
Not at all. While Gillard Mortgage Solutions is based in Eltham North and helps clients throughout Melbourne’s north-east, I also work with borrowers across Australia. Meetings and the loan application process can generally be handled remotely.
Whether you’re buying your first home, refinancing or investing, I’m here to help you understand your options and find a lending solution that suits your goals.
