RATE MY MORTGAGE

How healthy is
your home loan rate?

Check how your rate compares and see what a lower rate could mean for you.

Free to useNo documents neededNo obligation
A clearer picture. A confident next step.Your result, made simple.
CompetitiveWorth checkingReview recommended

Gillard Mortgage Solutions
Personal guidance. Australia-wide.

YOUR FREE RATE CHECKFREE

A few details. A clearer answer.

Tell us about your loan. We’ll do the comparison.

01 / 03 · YOUR PROPERTY

Start with your property.
What is the loan for?

Your best estimate is fine. We’ll work out your LVR.

Your details are shared with Gillard Mortgage Solutions.

01

Tell us about your loan
Your property, loan and current rate.

02

See your rate health
A clear rating and estimated savings.

03

Speak with a real broker
Ask us to explore your options.

About your rate check

We compare your rate with the lowest matching variable-rate benchmark in our table. The starting Jiffi rates are indicative estimates from sample scenarios, with unverified product loan limits and possible price changes within each band. They are not confirmed offers or the best rates across the whole market. We match your loan purpose, repayment type, estimated LVR, loan amount and basic or offset selection. This is not a whole-market comparison, loan approval or recommendation to refinance. Income, credit history, property, fees and lender criteria still need checking. Fixed and split loans receive a personal-review result.

YOUR RATE MY MORTGAGE RESULT

YOUR RATE COMPARISON

Your loan details

How we calculate your result

Rate gap = your current rate minus the lowest matching benchmark. Green: 0.20 percentage points or less. Amber: more than 0.20 but less than 0.30. Red: 0.30 or more. Estimated annual interest savings = balance × positive rate gap; monthly = annual ÷ 12. The rating measures interest-rate competitiveness, not overall suitability. Rates and eligibility can change.